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Shop now, pay in 4

Split your purchase into 4 interest-free payments with Klarna.

How it works:

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1. Shop your faves

Add your favorite items to the cart and select “Klarna” at checkout

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2. Choose Klarna

Enter basic information and know instantly if you’re approved

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3. Complete the order

Klarna will send you an email confirmation and payment reminders

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4. Pay

Complete all future Klarna purchases with just a single click

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Questions? We have answers:

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 170,000 online stores and has more than 70 million users globally.

If you do not meet the above payment conditions for Klarna, you can choose other payment options that are available on our store, just click here.

Klarna notifies customers with payment reminders via SMS and email before each payment is due.

Your first payment of 25% of the total purchase price is due at the time of checkout. The remaining three payments will be billed automatically, every two weeks from the first payment date.

Of course! You can log in to Klarna’s official website and then choose the order you wish to pay off early on Customer Portal.

  • A U.S.-issued debit or credit card
  • You’re 18 years of age or older
  • A U.S. billing address
  • A phone number that receives text messages

Your online or in-store purchase must total between $10 and $1,000 to be eligible. Gift Cards and Beauty Box subscriptions cannot be purchased with Klarna.

There are no fees when you follow the payment schedule. Please review product terms for applicable fees.

A Digital card is a virtual card that allows you to make purchases at a TOV’s store and pay for it in 4 easy payments. A Digital card can only be used in store. You can create one in the Klarna app. A Digital card can be used for multiple purchases as long as it’s within 24 hours of the initial card creation.

You’ll need to create a new card for the correct amount & delete the original one.

No worries, you’ll only be billed for what you end up using.

Click on the “My Klarna” tab in the Klarna app and select “One-time cards.” Then you’ll be able to remove the Digital card.

4 interest-free installments

Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks beginning at the time your order is confirmed (usually the shipping date). No interest or added fees when you pay on time!

Requirements about pay in 4 interest-free installments at TOV Furniture:

1. Klarna is only available to customers with a US resident address.

2. Klarna may only be used on purchases made on, and the order value must be between $1 and $2000.

For any more info for Klarna, just click here .