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No need to wait. Buy the things you love today and make easy payments.
The option to pay over time is available to most customers, whether you buy with Affirm, Klarna or Afterpay
Know exactly what you’ll pay up front, without any surprises.
Step 01
Then just enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.
Step 02
Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see up front.
Step 03
Just download the Affirm app or sign in at affirm.com to make payments. You’ll get email and text reminders whenever a payment’s coming up. With Affirm, there will never be late fees or surprises.
Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Step 01
Click on the pink badge to pay with Klarna at your favorite stores.
step 02
You can choose between Pay Now, Pay within 30 days or Pay in 3 installments.
step 03
The app keeps you informed about upcoming payments and helps you report any issues or returns.
step 01
Then just enter a few pieces of information for a real-time decision. Checking your eligibility won’t affect your credit score.
step 02
Select the payment schedule you like best, then confirm your loan. You’ll never be charged more than you see up front.
step 03
We recommend you start by downloading our mobile app and following the prompts to create an account and begin shopping! The app allows you to shop and checkout with Afterpay online, and if eligible, you can also shop in-store using the Afterpay Card. It also offers a personalized shopping experience and helps you manage your orders.
Affirm is a financing alternative to credit cards and other credit payment products. Affirm offers real-time financing for purchases online. With Affirm, you can buy and receive your purchase now, and pay for it in fixed installments.
Here is what Affirm offers:
Buy and receive your purchase now, and pay for it over time. This allows you to split up the price of your purchase into fixed payment amounts that fit your monthly budget. If Affirm approves you for a loan, Affirm discloses your loan terms before you make your purchase. You’ll know exactly how much you’ll owe each month, the number of payments you must make, and the total amount of interest you’ll be paying over the course of the loan. Affirm does not charge hidden fees.
The application process is secure and in real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm will notify you of the loan amount you’re approved for, the interest rate, and the number of payments you will have to pay off your loan, all within seconds.
You don’t need to have a credit card to make a purchase.
Loan decisions are based not only on your credit score, but also on several other data points about you.
You may be eligible for Affirm financing even if you don’t have an extensive credit history.
Affirm will send you email and SMS reminders in advance of your upcoming payment. You can also enable “Autopay” to schedule automatic payments on your loan.
Affirm will ask you for a few pieces of personal information – your name, email, mobile phone number, date of birth, and the last four digits of your social security number. Affirm uses this information to verify your identity, and to make an instant loan decision. Affirm will base its loan decision not only on your credit score, but also on several other data points about you. This means you may be able to obtain financing through Affirm even if you don’t have an extensive credit history. Payment options through Affirm are provided by these lending partners: affirm.com/lenders.
Yes, when you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Before each payment is due, Affirm will send you reminders via email and SMS that will include the installment amount that is coming due and the due date. You can also sign up for autopay so you don’t risk missing a payment. Please follow these steps to make a payment:
Affirm loans vary between 0% APR and 36% APR simple interest. The corresponding finance charge is the only fee associated with an Affirm loan. Affirm does not charge late fees, service fees, prepayment fees, APR penalties or any other hidden fees for a late payment. They strive to always be more transparent and fair than any other form of financing.
Afterpay allows you to set up payment plans during the checkout process for many retailers. These plans are all generally structured the same way: The purchase amount is split up into four payments made every two weeks over the course of six weeks, with the first installment due as you check out.
Simply shop online and add items to your shopping bag and checkout as normal. At the checkout, choose Installments with Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy!
Installments with Afterpay can only be applied to purchases made tovfurniture.com
All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Afterpay account.
If you would like to know more about Afterpay, visit the Afterpay website: www.afterpay.com for a comprehensive list of FAQs, Terms, Installment Agreement as well as Afterpay’s Privacy Policy which can be found at https://www.afterpay.com/privacy-policy
Your payments are automatically withdrawn from your connected card or bank account according to the agreed payment schedule, but you can make early payments anytime you wish.
The first payment is withdrawn when you check out on the store’s website, the remaining 3 payments are scheduled every 2 weeks.
Log in to the app to extend your due date. If the option to extend your due date is available it will be offered.
It can take up to 14 days for refunds to process and the balance of your connected payment method to update.
Your refund is processed as soon as we receive the refund or cancellation confirmation from the store. It can then take up to 14 days for the funds to clear and your connected bank account balance to update.
The transaction on your payment card is an authorization hold, which is released within 24 hours if the Pay in 4 purchase is declined.
The reason is displayed in a pop-up message, which appears at checkout, if you are not approved to pay with Klarna. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.
